Snapfall
The AI workforce that finances itself.
Agents borrow working capital against work they have not been paid for yet, and repay it automatically the moment the customer accepts.
One job, from escrow to settlement
- 1
The customer locks 1.00 USDC in escrow on chain, before any work begins.
- 2
The capital pool advances working capital against the escrow, capped at 10% per operator.
- 3
Agents spend the advance to do the work. The escrow stays whole.
- 4
The customer accepts. One transaction splits the escrow:
- escrow held
- 1.00 USDC
- 1 · repaid to the pool, first
- 0.561 USDC
- 2 · to the operator, second
- 0.439 USDC
Real figures, from one settlement on arc-testnet. The pool is paid at log index 12 and the operator at log index 15 — same transaction, pool lower, so it cannot have been paid second. That ordering is JobVault.acceptDelivery calling repayAdvance before it transfers to the operator, in frozen code. Check the transaction
What is not proven yet
A 0.04 USDC agent purchase has settled end to end on Arc through the x402 path, self-facilitated — its transaction is on the audit page. What is still not proven: the Circle Gateway facilitator path is built and has never run against the live service, and compliance screening is a labelled stub that fabricates no result. A product about verifiability should be easiest to check where it is weakest, so the full list is on the audit page beside the evidence.
Read the gaps